Best of

Best apps to buy crypto and memecoins with Apple Pay (2026)

For funding a memecoin purchase with Apple Pay or a card, our top pick is fomo — mobile-first traders who want gasless multichain memecoin swaps with a social feed of what top traders are buying. Also strong: Phantom, MetaMask, Axiom.

Checked 2026-10-17 · 8 venues · method
#1 · Top pick

fomo

1%
Round trip fee

Mobile-first traders who want gasless multichain memecoin swaps with a social feed of what top traders are buying.

US: Partly availableSolanaBase

Open fomo — 10% off fees
#2

Phantom

1.7%
Round trip fee

Solana-first users who want one self-custodial app for swaps, cross-chain swaps, Hyperliquid perps and predictions.

US: Partly availableSolanaEthereum

Open Phantom — 10% off fees
#3

MetaMask

1.75%
Round trip fee

Users who want one self-custodial wallet across EVM chains, Solana and Bitcoin, with built-in swaps, bridging and (outside the US/UK) perps.

US: Partly availableEthereumBitcoin

Open MetaMask

Full ranking

#VenueBest forRound tripUS
1fomoMobile-first traders who want gasless multichain memecoin swaps with a social feed of what top traders are buying. 1% Partly available Open
2PhantomSolana-first users who want one self-custodial app for swaps, cross-chain swaps, Hyperliquid perps and predictions. 1.7% Partly available Open
3MetaMaskUsers who want one self-custodial wallet across EVM chains, Solana and Bitcoin, with built-in swaps, bridging and (outside the US/UK) perps. 1.75% Partly available Open
4AxiomDesktop Solana and BNB Chain memecoin traders who want spot, Hyperliquid perps and wallet tracking in one web terminal. 2% Unverified Open
5MoonshotMobile-first buyers who want to fund with card or Apple Pay and trade Solana memecoins in a simple app. 2% Partly available Open
6Bitget WalletUsers who want one self-custodial wallet covering swaps, perps and a crypto card, and creators who want a high swap-fee share. — Unverified Open
7CoinbaseBeginners in the US, UK or EU who want a regulated, KYC'd on-ramp with bank funding, and who can trade onchain Base/Solana tokens in the same app. — Available Open
8SolflareSolana-only users who want staking, swaps and Solana-native perps in one self-custodial wallet. — Partly available Open

The picks

  1. fomo

    Solana · Base · BNB Chain · Ethereum · Monad · Hyperliquid · Robinhood Chain · Arc · ios, android, web · 1% round trip

    fomo is a social, multichain crypto trading app from FOMO Labs, Inc. on iOS, Android and web. It offers gasless memecoin swaps, a trader feed and leaderboards, and Hyperliquid perps outside the US.

    • 0.50% platform fee, about half the 1% common among memecoin terminals, per TechCrunch.
    • Gas is covered by fomo, so there are no separate network fees on swaps.

    Watch out: Perps and tokenized stocks are not available to US persons.

    Open fomo — 10% off fees · Full fomo sheet
  2. Phantom

    Solana · Ethereum · Base · Polygon · BNB Chain · Bitcoin · HyperEVM · Robinhood Chain · Arc · ios, android, extension, web · 1.7% round trip

    Phantom is a self-custodial multi-chain wallet (Solana, Ethereum, Base, Polygon, BNB Chain, Bitcoin, HyperEVM and others) with built-in swaps, cross-chain swaps, Hyperliquid-powered perps, prediction markets and a Cash stablecoin account. It charges a 0.85% Phantom fee on most swaps.

    • Self-custodial wallet covering Solana, Ethereum, Base, Polygon, BNB Chain, Bitcoin and HyperEVM.
    • Stablecoin (USDC, USDT, USDG, PYUSD) swaps into the Cash account carry no Phantom fee.

    Watch out: 0.85% swap fee on most swaps (1.7% for a buy-and-sell round trip), on top of network fees and price impact.

    Open Phantom — 10% off fees · Full Phantom sheet
  3. MetaMask

    Ethereum · Bitcoin · Linea · Base · Solana · Tron · Polygon · BNB Chain · Arbitrum · Monad · Robinhood Chain · Optimism · Sei · Avalanche · Zksync · Megaeth · HyperEVM · Arc · Tempo · extension, ios, android · 1.75% round trip

    MetaMask is a self-custodial wallet developed by Consensys, available as a browser extension and mobile app. It has built-in Swaps and Bridge (a quote aggregator across EVM chains plus Solana, Bitcoin and Tron), Hyperliquid-powered perps, prediction markets, tokenized stocks and the mUSD stablecoin.

    • Swaps and bridging in one flow across 19 listed networks, including Ethereum, Solana, Bitcoin, Tron and Robinhood Chain
    • Gasless swaps let you pay gas in the token you are swapping on Ethereum, BNB Chain, Linea, Arbitrum and Base

    Watch out: The 0.875% swap fee (1.75% round trip) is higher than many standalone aggregators that charge no interface fee

    Open MetaMask · Full MetaMask sheet
  4. Axiom

    Solana · BNB Chain · Robinhood Chain · web · 2% round trip

    Axiom is a Y Combinator-backed web trading terminal for onchain memecoins, with Hyperliquid perps, wallet and X/Twitter tracking, and yield. It charges a 1% base fee per trade with volume-based cashback.

    • Fee tiers are published: 1% base falling to a 0.75% net fee at the top cashback tier.
    • Referred users get a documented 10% fee discount.

    Watch out: In February 2026 ZachXBT alleged employees used internal tools to view private user wallet data.

    Open Axiom — 10% off fees · Full Axiom sheet
  5. Moonshot

    Solana · ios, android · 2% round trip

    Moonshot is a mobile app for buying memecoins, tokenized stocks and leveraged positions on Solana, with a Create tab for launching coins. It describes itself as a self-custodial wallet that routes swaps through the Jupiter aggregator.

    • Funding through partners including Coinbase, MoonPay, Robinhood and Revolut, with Apple Pay supported.
    • Self-custodial: users can export their secret phrase from Settings.

    Watch out: Trades of $2-$100 cost 2.5% per side with about a $0.99 minimum, so small round trips cost 5% or more.

    Open Moonshot · Full Moonshot sheet
  6. Bitget Wallet

    · ios, android, extension

    Bitget Wallet is a self-custodial multi-chain wallet from the Bitget group with swap, perps, a crypto card and earn products. Its affiliate program pays 60% of eligible swap fees and 20% of perps fees.

    • Affiliate program pays 60% of eligible swap fees and 20% of perps fees.
    • Self-custodial, per the App Store listing.

    Watch out: Swap fee is not published as a standing figure.

    Open Bitget Wallet · Full Bitget Wallet sheet
  7. Coinbase

    Base · Solana · web, ios, android

    Coinbase is a US-listed (Nasdaq: COIN) custodial crypto exchange and broker. Simple buys and sells carry a spread plus a Coinbase fee, Coinbase Advanced is a maker/taker order book, and since 2025 the app has offered DEX trading of onchain Base and Solana tokens through an integrated self-custody wallet.

    • Coinbase Advanced has no spread and charges maker/taker fees on a central limit order book.
    • Coinbase says it has no payment-for-order-flow relationships, and Primary Balance trades execute on Coinbase Exchange's order book.

    Watch out: Simple trades combine a variable spread with a variable Coinbase fee, and no fixed % is published.

    Open Coinbase · Full Coinbase sheet
  8. Solflare

    Solana · ios, android, extension, web

    Solflare is a self-custodial Solana wallet with in-wallet swaps (Jupiter-routed), limit orders, SOL staking, perps on Phoenix, a Bridge deposit feature for funds from Bitcoin, Ethereum and other chains, and a USDC debit card. Its in-wallet swap fee percentage is not published on its official pages.

    • Perps on Phoenix keep collateral on Solana with no bridging; fee up to 0.085% per side and network fees sponsored.
    • Bridge feature gives permanent deposit addresses for funds from Bitcoin, Ethereum, Arbitrum, BNB Chain, Polygon, Tron, NEAR and Base.

    Watch out: Swap fee percentage is not published on official pages, so it can't be compared without an in-app quote.

    Open Solflare · Full Solflare sheet

What a trade costs on each

Cost of a round trip (buy + sell). Platform fee only; network and pool fees are extra.

VenueRate (round trip)You pay
fomo 0.9% $9.00 Open
Phantom 1.53% $15.30 Open
MetaMask 1.75% $17.50 Open
Axiom 1.8% $18.00 Open
Moonshot 2% $20.00 Open

How we ranked

Filtered to live venues that fit the job, then ranked by platform fee on a buy-and-sell round trip after any referral discount. Ties go alphabetical. Fee data comes from each venue's own fee page, checked 2026-10-17. Venues that are suspended or merged are excluded.

FAQ

What is the best apps to buy crypto and memecoins with apple pay?

For funding a memecoin purchase with Apple Pay or a card, our top pick is fomo — mobile-first traders who want gasless multichain memecoin swaps with a social feed of what top traders are buying. Also strong: Phantom, MetaMask, Axiom.

Which is cheapest?

fomo: 1% per round trip, platform fee only.

Which of these work in the US?

Coinbase

How did DexSheet rank these?

Filtered to live venues that fit the job, then ranked by platform fee on a buy-and-sell round trip after any referral discount. Ties go alphabetical.